Barista FIRE Calculator
When can you downshift to part-time work?
Your Barista FIRE Number
You need $436k saved to go part-time at $1,500/mo and still reach $1.1M by age 60. You're $286k away.
Comparison
+ $1,500/mo part-time
Reachable at age 57
Stop saving entirely
Reachable at age 30
No work required
Barista FIRE requires $-297,816.988 less than Coast FIRE because your part-time income of $1,500/mo covers part of your expenses while your savings grow.
Timeline
When the teal line crosses above the orange line, you've hit Barista FIRE and can switch to part-time work.
What this means
At Barista FIRE, your monthly budget of $3,500 is covered by $1,500/mo from part-time work and $2,000/mo from investment growth. Your savings continue growing toward $1.1M by age 60, at which point you can stop working entirely.
This tool is for educational and informational purposes only. It does not constitute financial advice. Past performance does not guarantee future results. Consult a qualified financial advisor for personalized advice.